Unsecured Business Loans
What is an unsecured business loan?
An unsecured business loan gives your company access to fast funding without needing to secure it against assets such as property or equipment. It’s ideal for businesses looking for a straightforward, short- to medium-term finance solution.
Unsecured loans are based on your business performance, not collateral. That means quicker decisions, minimal paperwork, and greater flexibility in how the funds are used — whether for growth, working capital, marketing, or unexpected costs.
What can the loan be used for?
Unsecured business loans can be used for almost any business-related purpose. Common uses include boosting cash flow, investing in stock, marketing campaigns, paying staff or suppliers, or seizing new opportunities.
If you have a clear plan for how the funding will benefit your business, an unsecured loan can help you move faster without tying up assets.
Some of the benefits:
No asset security required
Fast application and decision
Flexible repayment terms
Maintain control of your assets
Ideal for short-term needs
Simple and convenient
How does it work?
You apply online or through our team, providing a snapshot of your business performance. We work with a panel of trusted lenders to find the right fit. Once approved, funds are transferred directly to your business bank account, and repayments begin via fixed instalments over the agreed term.
Who is eligible?
To apply for an unsecured business loan, your business typically needs to:
- Be based in the UK
- Have been trading for at least 12 months
- Demonstrate stable turnover and a solid repayment profile
We’ll guide you through the process, compare options, and help secure the best funding solution for your situation.
Choose from a range of tailored finance products, including asset finance, hire purchase, and business loans — all structured to suit your goals.
Our simple online application takes minutes to complete. With fast decisions, flexible terms, and expert support from enquiry to approval.
How does CLS business funding work?
01
Apply in minutes
Our process is fast and straightforward — designed for busy business owners. Just share a few key details about your company and what you need funding for. We’ll do the rest.
02
Access your funds
Once approved, the funds can be used to invest in equipment, manage cash flow, or support business growth. In most cases, decisions are made quickly, and the funding is released within days.
03
Flexible repayments
We offer flexible terms with no early repayment penalties. If your needs change, we can explore top-up options or adjust your agreement as your business grows.
04
Apply Now
Applying won't affect your credit score.