Sale and Lease Back
What is sale and lease back?
Sale and lease back allows your business to reclaim the cash spent on recently purchased equipment. If you’ve paid for an asset outright within the last three months, you can sell it to us and lease it back under a finance agreement — releasing capital while retaining full use of the equipment.
It’s an ideal solution for businesses that want to strengthen cash flow without losing access to the tools they’ve already invested in.
What assets qualify?
Any business-critical equipment bought in the last three months may be eligible. This includes machinery, vehicles, IT systems, or other hard assets that retain value and are essential to your operations.
If you’re unsure whether your equipment qualifies, our team can provide quick, clear guidance.
Some of the benefits:
Unlock cash from recent purchases
Improve business cash flow
Retain use of the equipment
Fixed, predictable payments
Fast and flexible
Ideal for unplanned investments
How does sale and lease back work?
We purchase the equipment your business has recently bought, then lease it back to you under a fixed-term finance agreement. You get the cash back into your business while continuing to use the equipment as normal.
Who is eligible?
To apply for sale and lease back, your business typically needs to:
- Be based in the UK
- Have purchased qualifying equipment in the past three months
- Have been trading for at least 12 months
Our team will guide you through the process and confirm if your equipment qualifies.
Choose from a range of tailored finance products, including asset finance, hire purchase, and business loans — all structured to suit your goals.
Our simple online application takes minutes to complete. With fast decisions, flexible terms, and expert support from enquiry to approval.
How does CLS business funding work?
01
Apply in minutes
Our process is fast and straightforward — designed for busy business owners. Just share a few key details about your company and what you need funding for. We’ll do the rest.
02
Access your funds
Once approved, the funds can be used to invest in equipment, manage cash flow, or support business growth. In most cases, decisions are made quickly, and the funding is released within days.
03
Flexible repayments
We offer flexible terms with no early repayment penalties. If your needs change, we can explore top-up options or adjust your agreement as your business grows.
04
Apply Now
Applying won't affect your credit score.