Authorised and regulated by the FCA

CCTV Finance

CCTV finance lets you put cameras, recorders and remote viewing in place now and spread the cost across one to six years, with room to add more cameras as the business grows.

  • Spread the cost over 1 to 6 years
  • Upgrades during the term
  • Maintenance can be included
Technicians installing a wireless camera, a typical CCTV finance project

Camera systems and the kit around them

A modern CCTV scheme is more than a few cameras on a wall. CCTV finance can follow your installer's full specification, and you can browse our wider equipment list when planning other projects.

IP and HD cameras

Fixed, dome and bullet cameras with night vision for doorways, tills and car parks.

Pan, tilt and zoom units

Motorised cameras for covering yards, forecourts and large open areas.

Recorders and storage

Network and digital video recorders with enough capacity to hold the footage you need.

Remote viewing and apps

Software that lets owners check live pictures from a phone or office desktop.

Number plate recognition

Cameras that read plates at gates and barriers for car parks and depots.

Analytics and smart alerts

Detection that flags people or vehicles in areas that should be empty out of hours.

Cabling, poles and power

Network cabling, columns, brackets and power supplies for a clean installation.

Cameras with entry control

Linking video to doors and barriers so you can see who is asking to come in.

Access control finance

Businesses that gain most from cameras

CCTV earns its place by deterring theft, settling disputes and giving owners eyes on a site when they cannot be there. CCTV leasing or hire purchase means the cost should not delay that protection.

Retailers

Shop floor and stockroom coverage.

Haulage and depots

Vehicles, fuel and loading bays.

Schools and nurseries

Entrances, perimeters and corridors.

Garages and dealerships

Forecourts with valuable vehicles.

Multi site businesses

One view across several premises.

Security installers

Fit more systems by offering finance.

Funding routes for a camera system

The best choice of CCTV finance depends on how long you will keep the system and how you handle the cost in your accounts. If your cameras will record people, the Information Commissioner's Office publishes guidance on CCTV and video surveillance worth reading first.

Finance lease

CCTV leasing with fixed rentals over the agreed term, with the option to refresh cameras and recorders as picture quality improves.

Best for sites that expect to add or replace cameras during the term.

How a finance lease works

Hire purchase

Pay across the term and take ownership once the final payment clears, so the system joins your fixed assets.

Best for permanent installations on premises you own or hold for the long term.

How hire purchase works

Vendor finance

Suppliers add finance to a proposal so customers can approve a bigger scheme because the monthly figure is manageable.

Best for CCTV companies selling to cost conscious customers.

Vendor finance for suppliers

How a CCTV finance application runs

Because camera schemes are usually quoted per site, our CCTV finance application is short and clear.

Step 1

Plan the scheme

Have your installer survey the site and quote for cameras, recording and installation.

Step 2

Submit the quote

Send it to us with basic business details. Maintenance can be listed on the same quote.

Step 3

See the options

Lenders from our panel respond and we explain the best offer to you, normally within 24 hours.

Step 4

Approve and install

Sign online and the installer is paid by us, so cameras go up without delay.

Example: CCTV finance for a vehicle depot

A small haulage firm has lost fuel and a trailer in the past year. Its owner wants coverage of the yard, the gate and the loading area, plus the ability to check footage from home.

Spreading the project across several years with CCTV finance means cameras go up straight away while the cash stays available for tyres, insurance and wages. If the yard expands, extra cameras can be added through the upgrade flexibility built into the agreement.

The installer's maintenance can be included in the monthly or quarterly payment, so the running costs are known too. For the cost side, see our guide to what equipment finance costs, and our tax relief page for how payments are treated.

Typical depot installation

Ten fixed and dome cameras£3,200
Two PTZ cameras for the yard£2,400
Network recorder with storage£1,500
Number plate camera at the gate£1,800
Cabling, columns and installation£2,600
Total funded£11,500

Illustrative CCTV prices only. Your monthly cost is set by the lender once your application has been assessed.

CCTV finance questions

More general queries are answered on our FAQs page, including how to apply and what lenders look for.

Installers can learn how finance wins more work in our vendor finance article.

How long can I spread the cost of CCTV finance?
Terms run from one to six years. A longer term lowers each payment, while a shorter one clears the cost sooner, and we will show you both.
Can I add cameras part way through a CCTV finance agreement?
Flexible upgrade options during the term allow the system to grow with the business, so you are not locked into the original camera count.
Is the installer's maintenance covered?
The supplier's maintenance can be included in your monthly or quarterly payments, which spares you an unexpected call out bill.
Does the finance cover wireless and cloud systems?
Hardware is the usual focus of an agreement. Where cloud storage or software is part of your installer's quote, ask us whether it can be included for your case.
Do I need to think about data protection?
Yes, businesses recording people should follow data protection rules. Police backed schemes such as Secured by Design also promote sensible security planning for premises.
What if I run several sites?
Security camera finance for more than one location can often sit on one agreement, which keeps administration simple. If you want an intruder alarm fitted at the same time, see alarm system finance.

Want eyes on your site?

Send over the installer's specification for your CCTV finance.

We will return with a funding offer in a day.