Why Choose CLS for Business Finance

Why choose CLS: the reasons in plain English

There are plenty of places to look for business finance. If you are asking why choose CLS, these are the reasons customers and suppliers give us, and we think they hold up.

Whether you need one piece of kit or a full fit out, the approach is the same. We listen first, work out which type of funding suits the asset and your cash flow, and then go to market on your behalf.

• Experience. We have been a broker since 2004 and have completed over 30,000 transactions.
• Choice. Our panel has over 200 lenders, plus in house options for some start ups, so your deal goes to the funder most likely to say yes.
• Speed. Applications take minutes and decisions often arrive within hours.
• Flexibility. Funding starts from £1,000 and has no upper limit, for new and established businesses across the UK.
• Convenience. Agreements are signed securely online with E-Sign.
• Recognition. We were named Best Nationwide Business Finance Broker at the SME News Northern Enterprise Awards 2024.

We are a broker, not a lender, and we are authorised by the FCA as a credit broker. You can verify that on the FCA Register.

Why choose CLS over going direct to a lender

A bank or a single lender can only offer its own products. When people ask why choose CLS instead, the short answer is choice. We compare funders across a panel of more than 200 lenders and put your application where it has the best chance of approval.

That matters most when a case is not straightforward. A start up with no trading history, a business with a past credit issue or a project with several suppliers can still be funded when it is presented to the right lender.

Every enquiry is handled by a dedicated account manager in our Cramlington office, so you deal with the same person from first quote to final payout. That person knows the lenders, knows your file and can explain each option in plain English. It is a big part of why choose CLS when you need funding again as the business grows.

What happens when you call us

• We ask what you need and what it costs.
• We match the deal to the funder most likely to approve it.
• You sign online with E-Sign and the supplier is paid.

Want to see the results first? Read our case studies or the reviews on our testimonials page, then talk to the team about your own plans.