Classic Car Finance for Business

Classic car finance helps businesses add iconic and prestige vehicles to their fleet on fixed monthly payments, keeping cash flow healthy while the cars earn through hire, events or sales.

Business finance only
Over 200 lenders on our panel
One account manager throughout

Price up your vehicle Talk to an account manager

Row of classic cars parked together on a courtyard, the kind of vehicles covered by classic car finance for business

Classic and prestige vehicles we fund

Each classic vehicle is different, so lenders look closely at its age, condition and value. We place your deal with those who understand older and prestige cars. Funding something else? See everything we finance.

Wedding cars

Vintage saloons, convertibles and limousines that earn on every booking.

Classic sports cars

Sought after sports models for hire, driving experiences and events.

Prestige saloons

Luxury and executive vehicles for chauffeur and corporate work.

Event and promotional vehicles

Characterful cars and vans used for launches, film work and promotions.

Additions to a hire fleet

Extra vehicles so you can take more bookings in peak months.

Modern business vehicles

Everyday cars and vans for the rest of the business.

Vehicle finance

Vehicle tracking

Trackers that protect valuable cars when they are out on hire.

Vehicle tracking finance

Valeting and detailing kit

Washing and detailing equipment to keep the fleet looking its best.

Car wash equipment finance

Front of a silver classic car parked inside a vintage showroom

Businesses that put classics to work

Whether you hire classic cars for weddings and events, sell them or run them in a corporate fleet, we look for funding that matches how the vehicles earn.

Wedding and classic car hire

Growing the fleet for busy seasons.

Dealerships

Classic and prestige specialists.

Classic car clubs

Shared vehicles for members.

Corporate fleets

Distinctive cars for client hospitality.

Events and hospitality

Venues using cars as part of the experience.

Prestige vehicle businesses

Chauffeur and luxury hire firms.

Three ways to fund classic vehicles

Your account manager will recommend the right structure for each car, based on its value, how long you plan to keep it and how it earns. For heritage and club resources, the Federation of British Historic Vehicle Clubs is a good place to start.

Hire purchase

Spread the cost over fixed monthly payments and own the car once the final payment is made.

Best for cars you plan to keep in the fleet for years.

How hire purchase works

Vehicle finance

Business vehicle finance options matched to the car, including structures that keep monthly payments lower.

Best for adding several vehicles to a hire fleet.

Explore vehicle finance

Asset refinance

Release value from classic cars the business already owns and keep using them as normal.

Best for funding your next purchase or a busy season.

How asset refinance works

From finding the car to taking the keys

A clear process with one account manager handling the paperwork, from enquiry to payout.

Step 1

Find your vehicle

Choose the car from a dealer, auction house or specialist seller.

Step 2

Share the details

Tell us about the car, its value and your business in a short application.

Step 3

Get a decision

We match the deal to lenders who understand classic and prestige vehicles.

Step 4

Sign and drive away

Sign online, the seller is paid and the car joins your fleet.

Example: a wedding car firm adding two classics

A wedding car hire business is turning bookings away every summer because its fleet is fully committed on Saturdays. Buying two more classics outright would use most of the money it keeps for insurance and upkeep.

Spread instead over four years, the two cars are ready before the wedding season and the extra bookings help cover the monthly payments.

If the business already owns cars outright, asset refinance can release cash towards the deposit. Read more about funding vehicles in our guide to vehicle finance for businesses.

Work out your payments

Fleet expansion

Classic convertible£38,000

Vintage limousine£46,000

Trackers for both cars£1,000

Total funded£85,000

Illustrative figures only. Your rate and monthly payment depend on your business, the vehicles and the term you choose.

Classic car finance questions

For general questions about deposits and eligibility, see our full FAQs.

Useful downloads

Classic car finance brochure Benefits of leasing Leasing FAQs

Growing a fleet? Read our guide to vehicle finance and fleet solutions.

Is this finance for personal purchases?

No. Our classic car finance is business finance only, for vehicles that will be used by or earn for a business such as a hire firm, dealership or venue.

Which classic cars can be financed?

It depends on the car's age, condition and value. Lenders on our panel each have their own criteria, so we match the vehicle to the ones most likely to fund it.

Can I buy from a private seller or at auction?

In many cases, yes. Some lenders will fund cars from auctions and private sellers once the vehicle's details and value have been checked.

Do I need a deposit?

Not always. A deposit can help, particularly on higher value or older vehicles, and your account manager will tell you what each lender is looking for.

Are there tax and MOT rules for older vehicles?

Some older vehicles can qualify for MOT and vehicle tax exemptions. The GOV.UK guide to historic vehicles sets out the rules, and your accountant can confirm how the finance is treated for tax.

What happens at the end of the agreement?

On hire purchase the car belongs to the business after the final payment. Other structures may let you refinance, sell the car or replace it with another vehicle.

Ready to add a classic to your fleet?

Tell us about the car and your business.

We will find a lender that understands classic vehicles and keep you updated throughout.

Get your quote Call 0191 250 1550