Grounds Care Equipment Finance

Grounds care equipment finance puts the mowers, tractors and tools your team needs on fixed monthly payments, so fields, parks and estates stay in top condition without a large outlay.

Leasing, hire purchase and loans
Online decisions in 24 hours
UK wide, including Northern Ireland

Price up your machinery Talk it through with us

Groundsman cutting a sports field on a ride-on mower, typical machinery covered by grounds care equipment finance

Grounds maintenance machinery we fund

Whether you look after one sports ground or run a contract business across dozens of sites, groundsman equipment finance can cover a single machine or a full fleet refresh in one agreement. Need something more general? See all the equipment we fund.

Ride-on and cylinder mowers

Ride-on, rotary, cylinder and pedestrian mowers for pitches, verges, parks and lawns.

Compact tractors

Tractors with loaders, mowing decks and three point linkage for heavier ground work.

Attachments

Flails, aerators, scarifiers, rollers, spreaders and line markers for year round work.

Hand tools

Strimmers, hedge cutters, blowers and chainsaws, including battery powered ranges.

Utility vehicles and gators

Site vehicles for carrying staff, tools and materials between jobs and around large grounds.

Pressure washers and cleaning

Washers and cleaning machines for paths, courts, machinery and hard standing.

Cleaning equipment finance

Vans and pickups

Vans, pickups and trailers that get your team and kit to every contract.

Vehicle finance

Golf course machinery

Greens, tees and fairway kit for clubs that maintain their own course.

Golf equipment finance

Grounds maintenance worker cutting back long grass with a petrol strimmer

Who we fund grounds equipment for

Grounds work is seasonal and contracts come and go, so we look for finance that leaves room in your cash flow through the quieter months.

Grounds maintenance contractors

Kit to take on new contracts.

Sports clubs and stadiums

Pitch care that keeps surfaces playable.

Schools and colleges

Machinery for fields and campus grounds.

Estates and country houses

Equipment for large gardens and parkland.

Landscapers and gardeners

Tools and mowers for domestic and commercial work.

Facilities management firms

Grounds kit alongside wider site services.

Three ways to fund grounds equipment

We will suggest the structure that fits how long you keep machinery and whether you want to own it outright. For training and industry standards in pitch and turf care, the Grounds Management Association is a useful starting point.

Hire purchase

Spread the cost and own each machine once the last payment is made, with the asset on your books from the start.

Best for tractors and mowers you plan to run for years.

How hire purchase works

Finance lease

Pay a fixed rental for the use of the equipment and replace it at the end of the term. Rentals are usually treated as a business expense.

Best for hand tools and battery kit that dates quickly.

How a finance lease works

Sale and leaseback

Raise cash against machinery you already own outright, while your team keeps using it every day.

Best for funding a new contract or a busy spring.

How sale and leaseback works

From dealer quote to machinery on site

Most grounds care deals move quickly, so equipment can be working before the growing season gets going.

Step 1

Choose your kit

Stay with the dealer you trust and send us their quote.

Step 2

Apply online

A short form with your business details is all most applications need.

Step 3

Get an answer

We put the deal to suitable lenders and come back within 24 hours in most cases.

Step 4

Sign and collect

Sign online, the lender pays the dealer and your machinery is delivered.

Example: a contractor winning a council parks contract

A grounds maintenance contractor has just won a three year parks contract and needs a second crew on the road by spring. Buying the extra machinery and van outright would leave almost nothing in the bank for wages in the first months.

Funded instead over three years, the new crew starts on time and the contract income covers the monthly payments from the first invoice.

The van can sit on its own vehicle finance agreement if that suits the contractor better, and rentals can often be offset against profit, as our tax relief guide explains.

Work out your payments

Second crew package

Commercial ride-on mower£14,000

Pedestrian rotary mowers, two£3,600

Strimmers, blowers and hedge cutters£2,900

Panel van with tipping trailer£24,500

Total funded£45,000

Illustrative figures only. Your rate and monthly payment depend on your business, the equipment and the term you choose.

Grounds care equipment finance questions

For anything not covered here, see our full FAQs or give the team a call.

Useful downloads

Grounds care equipment brochure Benefits of leasing Leasing FAQs

Running ageing mowers that keep breaking down? Read the real cost of keeping old equipment.

Can I use my usual machinery dealer?

Yes. You choose the equipment and the supplier, and we arrange the finance around their quote. The lender pays the dealer directly once the paperwork is signed.

Do you fund grounds care businesses outside England?

We support groundsmen and grounds care businesses across the whole of the UK, including Scotland, Wales and Northern Ireland.

Can a newly formed grounds maintenance company apply?

Yes. Some lenders on our panel specialise in start up funding. A contract, business plan or a deposit can all help a new business get approved.

Can used mowers and tractors be financed?

Often, yes, when they come from an established dealer. The age and condition of the machine will shape how long the agreement can run.

Can servicing be included?

Some dealers include a service plan in their quote, and that can usually be funded alongside the machine. Keeping kit maintained also helps you meet the HSE guidance on work equipment.

What other finance can you arrange?

As well as equipment leasing and hire purchase, we arrange business loans, sale and leaseback, invoice finance, tax and VAT loans and refurbishment funding.

Ready to upgrade your grounds equipment?

Send us the dealer quote and a few business details.

Your account manager will handle the rest and keep you updated.

Start your quote Call 0191 250 1550