Example: a farm adding four shepherd huts
A family farm wants to turn an unused paddock into a small glamping site with four shepherd huts and two hot tubs. Paying for the units outright would tie up money the farm needs for the rest of the business.
Spread instead over five years with holiday accommodation finance, the huts arrive in time for spring, the first bookings start covering the payments and the farm keeps its working capital.
Because the site is new, we would approach lenders comfortable with new ventures. Groundworks and utilities are often funded separately, for example with an unsecured business loan.