Brewing and Distilling Equipment Finance

Brewing equipment finance lets your brewery, distillery or brewpub add a bigger brewhouse, extra fermenters or a packaging line on fixed monthly payments, so output can grow ahead of the sales that pay for it.

From £1,000 with no upper limit
Decisions within 24 hours
Lenders for craft producers

Cost up your brewhouse Talk it through

Smiling brewer carrying a steel keg past stainless steel tanks, typical of brewing equipment finance

Brewing equipment and distillery kit we fund

Stainless steel and copper are expensive, and capacity is hard to add in small steps. Brewery equipment finance lets the whole production line, including delivery and installation, sit on one agreement. You can also see everything else we can finance.

Brewhouses

Mash tuns, kettles, lauter tuns and whirlpools, from small pilot plants to full size brewhouses.

Fermenters and conditioning tanks

Conical fermenters, bright beer tanks and unitanks, a typical use of brewery equipment finance to add batch capacity.

Copper and hybrid stills

Pot stills, column stills and hybrids for gin, whisky, vodka and rum, as distillery equipment finance.

Bottling and canning lines

Fillers, seamers, cappers and pasteurisers to package in house rather than outsourcing.

Labelling and coding

Labellers, case packers and date coders that make product shelf ready.

Kegs and casks

Kegs, cask stock and cleaning equipment to keep product moving to trade customers.

Chillers and cold storage

Glycol chillers, cold rooms and cooling plant for fermentation and finished stock.

Refrigeration finance

Taproom and bar fit out

Dispense systems, tills and kitchen equipment for a tap room or brewpub.

Catering equipment finance

Copper still and brewing vessels in a craft production room

Made for craft producers and brewpubs

Production runs, seasonal demand and duty payments all affect cash, so we arrange microbrewery finance around when beer and spirit actually turn into income.

Microbreweries

Add capacity as your range grows, with brewing equipment leasing.

Craft distilleries

Stills and bottling for small batch spirits.

Brewpubs

Brew on site with brewing equipment that sits behind the bar.

Cider and mead makers

Presses, tanks and packaging, funded much like microbrewery finance.

Taprooms and venues

Add dispense and cold storage for visitors.

Contract producers

Production lines for brewing for others.

Three ways to fund your production

Your account manager will explain which structure suits your brewery or distillery, including whether you want to own the vessels or keep room to upgrade. For independent brewers, the Society of Independent Brewers and Associates offers industry resources.

Hire purchase

Pay for tanks and stills in instalments and own them at the end, with them showing as assets from the outset.

Best for long life assets such as brewhouses, tanks and stills.

How hire purchase works

Finance lease

A fixed rental covers use of the equipment with no big payment upfront. Rentals are usually treated as a business expense.

Best for packaging lines, chillers and kegs that you may replace or add to.

How a finance lease works

Asset refinance

Release cash from vessels and kit you already own and keep producing as normal, to fund a new line or a taproom.

Best for established producers that need working capital.

How asset refinance works

From supplier quote to first brew

Most agreements for brewing equipment complete in a few days, which matters when a seasonal release or a new venue has a fixed date.

Step 1

Settle your quote

Choose your brewing equipment and its manufacturer, or ask us to point you towards suppliers.

Step 2

Apply online

Submit a short application with your business details and the supplier quote.

Step 3

Get a decision

We approach the lenders best suited to your deal and reply within 24 hours.

Step 4

Sign and commission

Sign electronically, we pay the supplier and your equipment is delivered and commissioned.

Example: a microbrewery adding a canning line

A microbrewery sells draught to local pubs but has stalled because shops and online customers want cans. Buying a line outright would use the money needed for malt, hops and the next brew.

Funded over five years, the brewery cans in house, reaches new customers and sets the monthly payments against the sales that packaged product brings in.

Younger producers can be introduced to lenders that back start up funding. Our tax relief guide covers how rentals can often be offset, and your accountant can confirm it.

See your monthly figure

Typical packaging upgrade

Semi automatic canning line£22,000

Two conical fermenters£9,500

Glycol chiller£5,500

Labelling machine£3,800

Pallets of kegs£4,200

Total funded£45,000

Treat these as worked examples. Actual monthly costs vary with your business, the kit and how long the agreement runs.

Drinks and hospitality businesses we have helped

Real businesses that have used equipment finance in the drinks and hospitality trade.

Tavistock Hospitality

A hospitality operator that has funded catering equipment, EPOS and fermentation equipment with us since 2010.

Read the case study

Bebida Beverage Solutions

An established beverage dispense provider; we set up funding so Bebida could supply clients with new machines at no upfront cost.

Read the case study

Brewing and distilling finance questions

Other questions? Our full FAQs cover deposits, rates and eligibility, or the team can talk you through it.

Useful downloads

Brewing and distilling equipment brochure Benefits of leasing Leasing FAQs

Running a bar or taproom too? Read our guide to equipment finance for UK hospitality businesses.

Can I finance a new distillery set up?

Yes. Stills, tanks, bottling and chilling can often be funded together on a supplier quote, and distillery equipment finance starts from £1,000 with no upper limit.

Does a start up brewery qualify?

Often. Some lenders back new producers, and a plan, deposit or personal guarantee may help. Microbrewery finance is assessed on your plan and the equipment.

Does the finance cover licences and duty?

No. Finance pays for equipment. Licensing and alcohol duty are separate, and GOV.UK guidance on alcohol duty is the place to check what applies to you.

Can installation and commissioning be included?

In most cases, yes. Delivery, installation and commissioning can usually sit in the same agreement if they are on your supplier's quote.

Can I fund second hand brewing equipment?

Many lenders will fund used equipment from an established dealer, though terms may be shorter depending on its age and condition.

What happens at the end of the agreement?

Hire purchase passes ownership to you with the final instalment. On a lease, you can normally carry on at a lower rental, send the equipment back or move to a newer set up.

Ready to scale up production?

Send us your supplier quote or describe what you need.

We will find the right lender for your brewing equipment and reply within 24 hours.

Request a quote Call 0191 250 1550