Forklift and Warehouse Equipment Finance

Warehouse equipment finance helps distributors, online sellers and manufacturers add forklifts, pallet trucks and industrial racking as order volumes grow, so storage and materials handling capacity keeps pace with sales.

From £1,000 with no upper limit
Forklifts, racking and conveyors
Start ups and growing firms

Get a handling quote Ask about your site

Warehouse worker driving a red forklift along an aisle of pallet racking, typical of warehouse equipment finance

Forklifts, racking and warehouse equipment we fund

Forklift leasing for a single truck, or a full materials handling and storage package for a new unit, can be arranged around your site. Looking beyond the warehouse? See every equipment type we finance.

Counterbalance forklifts

Electric, diesel and gas trucks for loading, unloading and general dock and yard work.

Reach and narrow aisle trucks

Reach trucks, very narrow aisle trucks and order pickers that make the most of racking height.

Pallet trucks and stackers

Powered pallet trucks, pedestrian stackers and tow tractors for quick moves across the floor.

Pallet and industrial racking

Racking finance for adjustable pallet racking, industrial racking systems, mezzanine floors and shelving that add usable storage.

Packing lines

Packing benches, shrink wrap and strapping machines and carton equipment for the despatch area.

Packaging equipment finance

Conveyors and sortation

Roller and belt conveyors and sortation systems to speed up parcel and pallet flow.

Scanners and handhelds

Handheld scanners, vehicle mounted terminals and label printers that keep stock records accurate.

IT equipment finance

Chargers and site extras

Battery chargers, forklift attachments, safety barriers and lighting for an efficient, compliant site.

LED lighting finance

Man in a hard hat and hi vis standing beside a yellow forklift in a warehouse

Built for growing distribution and storage

Peaks in orders, new customer contracts and larger units all change what a site needs. We look for forklift finance structures that let capacity grow alongside the volume going through the door.

Distribution and logistics

Trucks and racking for pallet in, pallet out work.

Online sellers

Pick, pack and despatch kit as orders climb.

Manufacturers

Internal handling between production and stores.

Wholesalers

Reach trucks and racking for dense stock.

Food and chilled storage

Handling equipment for cold and ambient stores.

Third party storage

Equipment funded to match customer contracts.

Three ways to fund your warehouse equipment

The best structure depends on how long you expect to keep each truck and who should own the equipment at the end, which your account manager can explain. Employers can also read the HSE's guidance on workplace transport safety when planning a site layout and fleet.

Finance lease

Fixed rentals for trucks you use without owning. Rentals are usually a business expense, and trucks can often be swapped for newer models when the term ends.

Best for forklift fleets you plan to renew every few years.

How a finance lease works

Hire purchase

Spread the cost and own the equipment after the final payment. It suits racking and conveyors that stay in place for the life of the site.

Best for racking, mezzanine floors and conveyor systems.

How hire purchase works

Asset refinance

Trucks and racking you own outright can raise cash while they stay in daily use. Useful when expansion calls for working capital.

Best for owners funding a larger unit or a stock build.

How asset refinance works

From supplier quote to trucks on the floor

Handling equipment is often needed before a new contract starts, so we aim to complete a forklift finance application in days rather than weeks.

Step 1

Collect your quotes

Ask your supplier for a quote covering trucks, racking, chargers and any installation.

Step 2

Apply online

Share your business details. For larger packages a lender may want accounts or details of the contracts the equipment supports.

Step 3

Receive a decision

Lenders who suit your sector and size review the deal, and you hear from us within 24 hours.

Step 4

Sign and install

Sign online, the lender pays your supplier and the trucks arrive, with racking installed as your supplier arranges.

Example: equipping an online retailer's new unit

An online retailer has moved into a larger unit after a surge in orders. It needs a forklift, a pallet truck and racking to use the height of the building, but spending savings on all three would leave little for stock.

Funded over four years through warehouse equipment finance, the unit is working from the first week and each payment sits alongside the extra sales the space makes possible. Retailers with a short trading record may find our small business finance page useful.

Rentals can often be offset against profit, as our tax relief page explains, and the case for regular renewal is set out in the real cost of keeping old equipment.

Estimate monthly payments

Typical new unit package

Electric counterbalance forklift£22,000

Powered pallet truck£3,500

Pallet racking for 300 pallet positions£18,000

Packing bench and strapping machine£4,500

Handheld scanners and label printer£2,000

Total funded£50,000

Prices are for illustration. The real monthly cost depends on the lender, the equipment and the length of the agreement.

Forklift and warehouse equipment finance questions

If your question is not here, our full FAQs cover deposits, rates and eligibility, or you can call the team.

Useful downloads

Forklift and warehouse brochure Benefits of leasing Leasing FAQs

Growing quickly? Read our guide to equipment finance for growing UK businesses.

Can I get forklift leasing for just one truck?

Yes. Finance starts from £1,000 with no upper limit, so it works for a single second hand truck or a whole fleet across several depots.

Can racking and installation be funded?

Racking finance can usually include delivery and installation where they are on your supplier's quote, and the same goes for mezzanine floors and shelving.

Does the agreement cover servicing and inspection?

Servicing is normally separate, although some suppliers bundle maintenance into their package, so ask when you get quotes. Lifting equipment is also subject to regular examination, which the HSE explains in its LOLER guidance.

Can I finance used forklifts?

Many lenders will fund reconditioned trucks from established dealers, with the term depending on age and hours. Sites that also need telehandlers can look at plant machinery finance.

Can I fund handling and production kit together?

Often, yes. Where a business buys trucks alongside CNC or fabrication equipment, we can structure the deals together or separately, and our manufacturing machinery finance page shows what production kit looks like.

Is warehouse equipment finance open to start ups?

Yes, some lenders support new businesses, especially where the owner has experience in logistics or distribution. Our start up funding page explains what helps an application.

Ready to expand your handling capacity?

Send us your supplier's quote or a list of what you need.

We will place your warehouse equipment finance with suitable lenders and reply within 24 hours.

Request a quote Call 0191 250 1550