Physiotherapy Equipment Finance

Physiotherapy equipment finance helps physios, sports injury therapists, osteopaths and chiropractors equip a new clinic or add treatment technology, with fixed monthly payments that sit alongside appointment income.

Couches, therapy units and rehab
New clinics considered
From £1,000 with no upper limit

Price up your clinic kit Ask us a question

Physiotherapist treating a patient on a couch in a clinic gym fitted with physiotherapy equipment

Physiotherapy equipment we can fund

Whether you are opening your first room or adding a rehab gym, physio equipment finance can cover the full list from one or several suppliers. Running a wider medical practice? See our medical equipment leasing page.

Treatment couches

Electric and hydraulic height adjustable couches, including multi section and Bobath plinths.

Shockwave therapy

Radial and focused shockwave units for tendon and soft tissue conditions.

Electrotherapy and ultrasound

Combination units for therapeutic ultrasound, TENS, interferential and muscle stimulation.

Laser and heat therapy

Class 3B and class 4 laser units, diathermy and heat therapy devices.

Rehabilitation equipment

Treadmills, bikes, cable machines, parallel bars and balance kit for a rehab gym.

Gym equipment finance

Assessment and gait tools

Pressure plates, gait analysis systems, dynamometers and motion capture for objective measurement.

Clinic software and IT

Booking, notes and exercise prescription software, plus the computers and tablets that run it.

Software finance

Clinic fit out

Reception furniture, partitions and air conditioning for a new or larger clinic.

Refurbishment finance

Physiotherapist in blue scrubs supporting a patient's leg during treatment on a couch

Clinics that use physio equipment finance

Most clinics grow one treatment room at a time. Funding sports injury clinic equipment monthly means a new therapist or service can be added without waiting to save the full cost.

Private physiotherapy clinics

Couches and therapy units for every room.

Sports injury clinics

Shockwave, laser and rehab gym kit.

Osteopaths and chiropractors

Specialist tables and adjusting equipment.

Sports clubs

Treatment rooms for players and members.

Multidisciplinary practices

Shared equipment across several therapists.

Mobile practitioners

Portable couches and therapy units.

Three ways to fund physiotherapy equipment

Each option suits a different plan for the kit and your cash flow. Clinicians setting up in practice may also find the Chartered Society of Physiotherapy a useful source of professional guidance.

Finance lease

Fixed monthly rentals with no large upfront cost. Rentals are usually a business expense, and therapy units can be upgraded as technology improves.

Best for shockwave, laser and electrotherapy units.

How a finance lease works

Hire purchase

Spread the cost and own the equipment after the final payment. Works well for couches and rehab kit that last for years.

Best for treatment couches and rehabilitation equipment.

How hire purchase works

Vendor finance

For suppliers of clinic equipment who want to offer customers monthly payments through CLS.

Best for therapy equipment suppliers and distributors.

How vendor finance works

From supplier quote to first patient

Clinic openings are planned around a lease start and a booking diary, so we aim to agree physiotherapy equipment funding well before the first appointment.

Step 1

Gather your quotes

Collect quotes for couches, therapy units and software, even if they come from different suppliers.

Step 2

Send them to us

Share the quotes and a few practice details, and we prepare the application.

Step 3

Pick your offer

We explain the offers from our panel, then you sign online when you are happy.

Step 4

Kit is delivered

The lender pays each supplier and your equipment arrives ready for patients.

Example: a physio opening a second clinic room

A sports injury clinic has a waiting list and a second therapist ready to start. The new room needs an electric couch, a shockwave unit and a combination therapy unit, and the owner would rather keep savings for marketing and the first months of rent.

Treatment couch finance and therapy units funded together over four years mean the room opens on schedule, and the new therapist's appointments cover the payment. Our guide to what equipment finance costs explains how payments are worked out.

Rentals are often allowable for tax, as our tax relief page sets out, and having a dedicated account manager keeps the process simple for busy clinicians.

Estimate my monthly payment

Typical second room package

Electric treatment couch£2,800

Radial shockwave unit£11,500

Combination ultrasound and electrotherapy unit£3,200

Rehab weights and accessories£1,500

Total funded£19,000

Prices are illustrative. The actual monthly cost depends on the lender, the equipment and the term you choose.

Physiotherapy equipment finance questions

Our full FAQs cover deposits, eligibility and terms in more detail.

Useful downloads

Physiotherapy equipment brochure Benefits of leasing Leasing FAQs

Adding aesthetic treatments to your clinic? See how we fund beauty and aesthetics equipment.

Can a newly qualified physio get equipment finance?

Some lenders support new practices, particularly where the clinician has employed experience and a clear plan. Our start up funding page explains what helps.

Can I combine equipment from different suppliers?

Yes. Physio equipment finance can bring couches, therapy units and software from several suppliers into one agreement.

Is used physiotherapy equipment fundable?

Some lenders fund refurbished couches and therapy units from established suppliers. Terms are usually shorter for older devices.

Are therapy devices regulated?

Many therapy units are medical devices, so buy from suppliers who meet UK rules. The MHRA regulates medical devices in the UK.

Can servicing and calibration be included?

Service plans are usually separate, although some suppliers bundle them into a package that can be funded. Ask your supplier when you get the quote.

What happens when the agreement ends?

With hire purchase the equipment is yours. With a lease you can usually keep renting, return it or upgrade to newer physiotherapy equipment.

Ready to equip your treatment room?

Send us your supplier quotes or a list of what the room needs.

We will arrange physiotherapy equipment finance and reply within 24 hours.

Request my quote Call 0191 250 1550