Veterinary Equipment Finance

Veterinary equipment finance lets your clinic add digital X-ray, ultrasound, theatre kit or an in house laboratory on fixed monthly payments, so you can offer more treatment without waiting to save the full cost.

From £1,000 with no upper limit
Decisions within 24 hours
New practice owners considered

Price up your clinic Ask for guidance

Veterinary surgeon listening to a dog's chest with a stethoscope, typical of veterinary equipment finance

Clinic, theatre and kennel equipment we fund

From a single ultrasound machine to the fit out of a new branch, vet practice finance can pull diagnostics, theatre kit and housing onto one agreement with delivery and set up included. You can also browse everything else we can finance.

Digital X-ray

Digital radiography systems and processors that give clearer images and faster consults.

Ultrasound and endoscopy

Portable and fixed ultrasound units, endoscopes and probes for small animal and equine work.

Anaesthesia and theatre

Anaesthetic machines, monitors, theatre lights, operating tables and patient warming systems.

In house laboratory

Blood analysers, haematology and biochemistry units and centrifuges for same day results.

Animal dental units

Dental machines, scalers and radiography for the growing number of pet dental procedures.

Dental equipment finance

Kennels and hospitalisation

Kennel banks, cat units, recovery cages and oxygen kennels for inpatients.

Practice software and IT

Practice management systems, workstations and imaging viewers.

IT equipment finance

Laundry and sterile processing

Commercial washers, dryers and autoclaves for drapes, bedding and instruments.

Laundry equipment finance

Vet in scrubs examining a dog wearing a protective cone on a clinic table

Made for independent and mixed practices

Appointment volumes change through the year and large animal work is seasonal, so we shape vet equipment finance around how your clinic earns rather than a standard template.

Independent practices

Compete with larger groups on diagnostics using vet practice finance.

Equine practices

Mobile X-ray and ultrasound for yard visits.

Mixed practices

Kit for small and large animal work through vet equipment finance.

Referral and specialist clinics

Advanced imaging and theatre capacity.

Out of hours hospitals

Monitoring and intensive care equipment.

Boarding and rehabilitation

Kennels, hydrotherapy and recovery facilities.

Three ways to fund your clinic

We will talk through which structure fits your practice, including whether you want to own the equipment at the end. For the professional context around practice standards, the Royal College of Veterinary Surgeons is the regulator for the profession.

Finance lease

You pay a fixed rental to use the equipment without buying it outright. Rentals are usually treated as a business expense.

Best for imaging and lab analysers that you expect to refresh as technology improves.

How a finance lease works

Hire purchase

Pay in instalments, then own the equipment; the asset sits on your balance sheet from the first day.

Best for kennels, theatre tables and other long life fixtures.

How hire purchase works

Asset refinance

Release cash from equipment you already own and keep using it, to fund a refit or another branch.

Best for practices with owned kit that want working capital.

How asset refinance works

From supplier quote to a working theatre

Most veterinary equipment deals complete in a few days, so a new X-ray room or analyser is ready when your clinic needs it.

Step 1

Choose your kit

Pick the veterinary equipment and supplier, or ask us to suggest suppliers who work with vet practices.

Step 2

Send your details

A short online application covering your practice and the quote.

Step 3

Hear back quickly

We put your case to suitable lenders and respond inside 24 hours.

Step 4

Sign and install

Sign electronically, we pay the supplier and the equipment is fitted and commissioned.

Example: adding imaging to an independent practice

An independent practice sends more cases to a referral centre than it would like, because it has no in house imaging. Buying the equipment outright would absorb the cash it keeps for wages and drugs.

With veterinary equipment finance spread over five years, the practice brings diagnostics in house, treats more cases itself and meets the monthly payments from the work it no longer refers away.

A newly qualified owner can be introduced to lenders who support start up funding. Our tax relief guide outlines how rentals are commonly treated, and your accountant can confirm the detail.

Check your payments

Typical imaging and lab package

Digital X-ray system£28,000

Ultrasound machine with probes£12,500

In house blood analyser£7,500

Anaesthetic machine and monitor£6,000

Practice software upgrade£4,000

Total funded£58,000

Figures here are examples, not a quote. The monthly cost is set by your accounts, the equipment chosen and the term.

Questions about veterinary equipment finance

More queries? Our full FAQs cover rates, deposits and eligibility, or the team can talk you through it.

Useful downloads

Veterinary equipment brochure Benefits of leasing Leasing FAQs

Thinking about older kit? Read the real cost of keeping old equipment.

Can I finance equipment for an equine or mobile practice?

Yes. Portable X-ray, ultrasound and handling equipment can be funded, and the same applies to a vehicle fitted out for visits, which can sit under vehicle finance.

Can an independent practice get vet practice finance?

Yes. Lenders look at your accounts, trading history and the equipment itself, so independents are assessed on their own merits. Funding starts from £1,000 with no upper limit.

Is finance available for new practice owners?

Often. Some of our lenders will look at a first time owner with little trading history. A sound plan and a deposit help, and a personal guarantee may be requested.

Can vet equipment finance cover used or refurbished kit?

Many lenders will fund used equipment from an established dealer, although the term may be shorter depending on age and condition.

Who sets the standards for my clinic?

Finance does not change your responsibilities. Practice standards and professional guidance come from the profession, and the British Veterinary Association publishes resources for vets.

What happens at the end of the term?

Under hire purchase the kit is yours once the last instalment is paid. Under a lease you can generally keep going at a smaller rental, return the machines or swap to newer models.

Ready for new veterinary equipment?

Tell us which equipment you want and who is supplying it.

We will source the right lender for your practice and reply within 24 hours.

See your options Call 0191 250 1550